The policy set forth below is provided in English only to avoid any misinterpretations caused by a language translation. If necessary, please seek the proper advice, or please do not use this web site.
Moneywise Finvest Limited operates the web site at www.stoxkart.com (Site). The privacy of your personal information has always been important to us at Moneywise Finvest Limited (hereinafter called as Stoxkart). We are committed to respecting your right to privacy and protecting your personal information against unauthorized disclosure. Our staff is trained to respect your privacy in accordance with our standards, policies and procedures.
BY REGISTERING FOR OR USING THE SITE, YOU SIGNIFY YOUR ACCEPTANCE OF THIS PRIVACY STATEMENT. IF YOU DO NOT AGREE TO THIS PRIVACY STATEMENT, YOU CANNOT USE THE SITE. We reserve the right to modify this Statement at any time by posting a notice on the Site’s home page. (If we consider it appropriate, we may also provide additional notice of significant changes.) Your use of the Site after the date of the last modification listed at the beginning of this Privacy Statement indicates to us that you agree to the changes.
If you are acquiring or have acquired a product or service from Stoxkart, it will collect and hold your personal information for the purposes of:
Stoxkart may also collect your personal information for the purpose of letting you know about products or services from Stoxkart that might better serve your needs or promotions or other opportunities in which you may be interested.
Such information may include your name, date of birth, residence and employment addresses, father’s and spouses names, bank account details, scans/copies of document proofs such as PAN, passport, Aadhaar etc. We may hold this information indefinitely as required by the law, for the purpose of offering you our services, and for other regulatory and business purposes.
We will, if it is reasonable or practicable to do so, collect your latest personal information from you request your regular updates. This may happen when you fill out a product or service application or an administrative form (e.g., a change of address form) or when you give us personal information over the telephone or counter, or through our website.
Stoxkart may have the requirement to collect Sensitive Personal Data or Information (“SPDIâ€) OR Personal Information from you while offering their products and services due to the nature of the products and services being offered. SPDI shall have the meaning in accordance with the Information Technology (Reasonable security practices and procedures and sensitive personal data or Information) Rules, 2011 (“Rulesâ€).
In line with modern business practices common to many financial institutions and to meet your specific needs (such as where you have a financial adviser) we may disclose your personal information to the organisations described below:
Our aim is to make sure that the personal information we collect, use or disclose is accurate, complete and up-to-date. This is the legal requirement so that we can provide you better service. If you believe your personal information is not accurate, complete or up to date, please contact us for updating/correction by writing to customer service at Stoxkart, #11/6B, Shanti Chamber, Pusa Road, New Delhi, - 110005 or sending an email to contact@stoxkart.com. We solicit your co-operation in updating your correct information.
Our hosting services maintains its systems in accordance with reasonable industry standards to reasonably secure the information of its customers, such as using SSL encryption in certain places to prevent eavesdropping, and employing up-to-date software on the server. However, no data transmission over the Internet can be guaranteed to be 100% secure. “Perfect security†does not exist on the Internet, and you use the Site at your own risk.
We store information in different ways, including in paper and electronic form. The security of your personal information is important to us and we take reasonable steps to protect it from misuse, loss, unauthorized access, modification or disclosure. Some of the ways we do this are:
This Privacy Statement applies to your use of this Site only. We do not own, operate or control the web sites of our Franchisees or sales associates. Accordingly, this Statement does not apply to a Franchisee’s or sales associate’s web site or to a Franchisee’s or sales associate’s collection, use, storage and disclosure of your Personal Information.
We take care to ensure that the personal information you provide on our websites is protected. For example, our websites have electronic security systems in place, including the use of firewalls and data encryption. User identifiers, passwords or other access codes may also be used to control access to your personal information.
Location of servers and transfer of information to India
The Site is hosted by servers in India. If you are located outside of India, your Personal Information will be transferred to India. By submitting your Personal Information, you consent to its transfer to the India and to its storage, processing, and use there in accordance with this Privacy Statement.
We take care to ensure that the personal information you provide on our websites is protected. For example, our websites have electronic security systems in place, including the use of firewalls and data encryption. User identifiers, passwords or other access codes may also be used to control access to your personal information.
You may be able to access external websites by clicking on links we have provided. Those other websites are not subject to our privacy standards, policies and procedures. You will need to contact or review those websites directly to ascertain their privacy standards, policies and procedures.
SMC Group engages the services of an outside advertisement company to display advertisement on the Website. These advertisements may contain cookies. While SMC Group uses cookies in other parts of the Web Site, cookies received with banner advertisements are collected by the Advertisement company, and SMC does not have access to this information.
Moneywise Finvest Limited, on website ( www.stoxkart.com , has introduced eKYC for where clients can provide their UID / Aadhar Number to complete their Know Your Customer (KYC) requirement. The act of providing your Aadhaar number to Zerodha is voluntary in nature and is only required if you choose to open your trading account online through the account opening portal.
Stoxkart will act as KUA. The clients will be able to link their UID / Aadhar Number to their account by Authenticating using OTP received from UIDAI. The data provided by visitor will be sent to UIDAI or its agencies in secured manner as prescribed in the guidelines by UIDAI. By entering UID / Aadhar Number, the visitor agrees to authorize Stoxkart to validate the UID / Aadhar Number with UIDAI or it’s authorized agencies. Stoxkart will store the authenticated UID / Aadhar Number and demographic information along with client’s profile in Stoxkart’s encrypted Aadhaar Vault system in accordance with the UIDAI Circular dated July 25, 2017. Data collected for eKYC will not be used for any profiling purpose or marketing purpose.
To comply with Money Laundering Act, 2002 (PMLA) regulations, to perform e-KYC, and to enable you to apply digital signatures on the account opening forms online, your Aadhaar number is shared with the following entities:
This Site is not directed to children under the age of 13 (“Childrenâ€), and we do not knowingly collect any information, including Personal Information, from Children.
If you have any issues you wish to raise with Stoxkart, or would like to discuss any issues about our Privacy Policy, you may do so in a number of ways: